 Posted below are links to our quarterly commentaries through the most recent quarter-end. We are glad to share this information with you.Clients of FRM receive these commentaries on a quarterly basis along with detailed analysis of our most recent company-specific research. To view or print these documents, you must use the Adobe Acrobat Reader. Acrobat Reader is free and available directly from Adobe's website with full installation instructions. 
2010 1st Quarter Commentary 2009 4th Quarter Commentary It’s Time to Bust Up Fannie and Freddie 2009 3rd Quarter Commentary 2009 2nd Quarter Commentary
2009 1st Quarter Commentary
2008 4th Quarter Commentary 2008 3rd Quarter Commentary 2008 2nd Quarter Commentary 2008 1st Quarter Commentary 2007 4th Quarter Commentary 2007 3rd Quarter Commentary 2007 2nd Quarter Commentary 2007 1st Quarter Commentary 2006 4th Quarter Commentary 2006 3rd Quarter Commentary 2006 2nd Quarter Commentary 2006 1st Quarter Commentary 2005 4th Quarter Commentary 2005 3rd Quarter Commentary 2005 2nd Quarter Commentary 2005 1st Quarter Commentary 2004 4th Quarter Commentary 2004 3rd Quarter Commentary 2004 2nd Quarter Commentary 2004 1st Quarter Commentary 2003 4th Quarter Commentary 2003 3rd Quarter Commentary 2003 2nd Quarter Commentary 2003 1st Quarter Commentary 2002 4th Quarter Commentary
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